Oni wat ogi nyaa de sape wat tih bih? This is a scenario where a guy is applying for a loan at a local financial institution. Applicant: Cik , I’d like to make a personal loan…I’ve filled in all the forms Counter Girl: Ok, you have prepared all your photocopied documents? Applicant: Already, cik . Everything is in order. Counter Girl: Great. Let me go through everything first. Counter Girl browses through the documents while Applicant looks at...her…desk (Hehehe, you thought I was gonna to say something inappropriate were you?). Counter Girl: Ok, encik ...you intend to loan how much, exactly? Applicant: Oh? It’s written there right? I want to loan RM 100,000. Counter Girl: Umm…yes it is written, but erm, encik …after assessing your income and your monthly financial commitments…I don’t think that the amount you are as...